How Payouts Work

Simple, Transparent, Automatic Settlements

Customer-Pay Model

Customers pay through the app. We process everything automatically. Your share is settled directly to your bank account.

How It Works

1

Customer Discovers Your Deal

Influencers share your deals with their followers. When customers discover your business through the VibeRoute app, they can purchase your deals directly in the app using their preferred payment method.

2

Customer Pays Through VibeRoute

The customer completes payment through our secure payment system using:

Paystack - Local payments
Stripe - International
Coinbase - Crypto
3

Automatic Deductions

VibeRoute automatically deducts from the customer's payment:

Influencer Commission: Agreed percentage (e.g., 10-30%)
Platform Fee: 7.5% of deal price
Transaction Fee: ₦100 flat fee
VAT: 7.5% of platform fee only
4

Your Settlement

The remaining amount (after commissions and fees) is your business share. We automatically initiate a settlement to your registered bank account within 2-5 business days.

Payment Breakdown Example

Customer pays for deal₦10,000
Influencer commission (10%)- ₦1,000
Platform fee (7.5%)- ₦750
Transaction fee (flat)- ₦100
VAT (7.5% of platform fee)- ₦56
Your settlement amount₦8,094

You receive 80.94% of the deal price

* Commission rates vary by deal (10-30%). This example uses 10% commission.

Why This Model Works

No Upfront Costs

You don't need to maintain a wallet balance or make upfront payments. Everything is deducted from customer payments automatically.

Secure Payments

All transactions are processed through industry-leading payment providers (Paystack, Stripe, Coinbase) with bank-level security.

Fast Settlements

Receive your share within 2-5 business days directly to your registered bank account. No waiting, no hassle.

Full Transparency

Track all transactions, commissions, and settlements in real-time through your business dashboard. Complete visibility.

Common Questions

Do I need to add money to a wallet?

No! With our customer-pay model, there's no wallet to manage. Customers pay directly through the app, and we handle all the deductions and settlements automatically.

How long does it take to receive my money?

Settlements are processed within 2-5 business days and deposited directly into your registered bank account. You'll receive email notifications for each settlement.

What if a customer requests a refund?

Refund requests are handled through our support system. If a refund is approved, the settlement for that transaction will be adjusted accordingly. You'll be notified of any refund requests through your dashboard.

Can I change my settlement bank account?

Yes, you can update your bank account information anytime from your business dashboard settings. Changes take effect for settlements processed after the update.

What payment methods do customers use?

Customers can pay using cards (Paystack/Stripe), bank transfers, mobile money, or cryptocurrency (Coinbase). All methods are secure and processed through trusted payment providers.

How are the fees calculated?

Our fee structure is transparent and predictable:

  • Platform Fee: 7.5% of deal price
  • Transaction Fee: ₦100 flat fee per transaction
  • VAT: 7.5% applied to platform fee only (not transaction fee)
  • Commission: Variable (10-30%, set by you per deal)

All fees are automatically deducted from customer payments before settlement to your account.

Ready to Get Started?

Join thousands of businesses using VibeRoute's simple, transparent payment system. No upfront costs, no wallet management, just automatic settlements.